Mortgage Delaware County, PA (484) 558-9670

Home / Calculators / Per month

Delco mortgage calculator, with the cash to close

The monthly payment, and the part every national calculator skips: what you bring on closing day. Delaware County's transfer tax is 2% almost everywhere, 2.5% in Radnor, Upper Darby and Chester City, 3% in Upper Providence. It's all in here.

Property tax fills in from the price at a rough county-wide rate. Delco reassessed every parcel in 2021, so the bill on the listing sheet is the one to trust. Type it in and it stays put.

Estimated monthly payment

$0
Loan payment$0
Property tax$0
Insurance$0
Mortgage insurance$0
HOA / condo$0

Estimated cash to close

Cash down$0
Your half of it$0
Everything else at closing (~2.5%)$0
FHA upfront MIP (rolled into the loan)$0
Total cash you'd bring$0

Half each on the transfer tax is the custom, written into the agreement of sale, so it can move. A first-time buyer may cover a chunk of this line with Homeownership First, up to $10,000 from the county.

Everything above is an estimate.

Call, and a licensed Pennsylvania lender prices your actual file, usually the same business day.

(484) 558-9670

Estimates only. Not a loan offer, a rate quote, or a commitment to lend. Real taxes, insurance and closing costs come out of the house and your paperwork. The rate box is your guess; nobody here quotes one.

Related: the transfer tax calculator for the closing-day line by municipality, how Delaware County's transfer tax works, and the 2021 reassessment for why the tax line looks the way it does.

Fill out the form. A licensed lender calls you back.

About a minute. Say the town, the house and the number. We read it, and a licensed Pennsylvania lender calls you back, usually the same business day. Nothing here touches your credit. Rather talk? (484) 558-9670 works at any hour.

Read this before you type a phone number. Mortgage Delaware County, PA is a marketing and referral service; we are not a lender and we are not a broker. This form asks a licensed Pennsylvania mortgage lender to contact you about a home loan. It is not a loan application, nobody reviews your credit because of it, and it has no effect on your credit score. How this works.

The box you just ticked, in full: communications consent. What happens to what you typed: privacy policy and terms of use. Changed your mind later: privacy choices.

Fill out the form Call (484) 558-9670