Consent wording version 2026-08-26. Effective August 26, 2026. Whichever version was on your screen gets filed beside your request, character for character.
The sentence, and what every piece of it does
Nobody puts a tick in that box except you. It shows up blank on every page that carries it, and the form sits there doing nothing at all until your own finger lands on it.
I understand that by checking this box I give Mortgage Delaware County, PA, plus whichever licensed Pennsylvania mortgage lender picks the request up, and a replacement lender if the first one cannot handle my kind of loan, permission to contact me about this request at the phone number and email address I entered above. That contact may come by phone call, text message or email, and may use an automatic telephone dialing system or an artificial, prerecorded or AI-generated voice, even if my number is listed on a national or state Do Not Call registry. Consent is not a condition of buying anything from anyone. Message and data rates may apply, and replying STOP ends the texts. Checking this box is not a loan application and has no effect on my credit score.
- Who gets to ring you. Mortgage Delaware County, PA, and the licensed Pennsylvania mortgage lender that picks the request up. Where that lender does not do your kind of loan, one replacement lender may take it instead, and you get told when that happens. Nobody after that. No list takes your number, no lead broker gets handed it, and it never turns up in a room where twenty firms dial at once.
- Down which wires. By phone, by text and by email, reaching whichever number and whichever email address you put in the boxes yourself.
- With what equipment. An automatic telephone dialing system is possible. So is an artificial, prerecorded or AI-generated voice. Federal rules put an AI voice in that same bucket, and ours is the voice on the end of this number, so the point gets made out loud here instead of buried in a footnote.
- Over the top of a registry. The tick outranks a Do Not Call listing. Your number can sit on Pennsylvania's registry or on the federal one and we and the lender may still reach it. That override is the legal work the box does, and it is why the box is there at all.
- Nothing hangs on it. Saying no costs you nothing here. Ring the number instead, or write from the contact page, and it makes no difference to how you get treated. Consent is not a condition of buying any goods or services.
- No application. Sending the form asks somebody to contact you about mortgage financing, and that is the whole of it. No loan application exists, nobody reads it for credit, no pull comes out of it, and your score sits where it sat.
- What it costs. Message and data rates may apply, which is between you and your carrier. From us, nothing, at any point.
What gets written down, and for how long
Every request leaves a file. In it: the consent sentence exactly as it appeared to you, the version number stamped on that wording, the minute it landed, the IP it came in on, whatever your browser calls itself, the address of the page you were standing on, and the lender that got it with the reason attached. Calls go in the same drawer, recording or transcript attached. Five years is the ceiling on all of it.
The file exists for one bad afternoon: the day somebody insists that no mortgage company was ever given leave to ring them. Sooner than ask anybody to take our word for anything, we would rather lay the exact wording on the table with the page and the minute sitting next to it. Everything else we do with what you typed sits in the privacy policy; the rest of the arrangement between us sits in the terms of use.
Taking it back
Whenever you want, for whatever reason, by whatever reasonable means, at no charge:
- Reply STOP to any text.
- Say it down the phone, to us or to the lender: "stop calling", or anything that plainly means the same.
- Write from the contact page.
- Work through the privacy choices page, which also covers stopping the request from reaching any lender at all.
Action comes the moment it reaches us, with ten business days as the outer limit, and word goes to the lender holding your request as well. Where a lender is already deep in the work with you, say the same thing to that lender yourself. Its consent record is its own and sits apart from ours, and we will point you at whoever handles it over there if you ask.
The phone line, and the recording
Every call to (484) 558-9670 is met by an automated AI phone assistant. Any hour, any day, business hours included. Sentence one warns that the call may be recorded, since Pennsylvania expects everybody on a line to know that before a recording begins. Put it to the assistant directly, human or not, and the answer comes back honest. Prefer that nothing gets recorded? Say the word, or ring off.
Ten questions or thereabouts get worked through, and before you go, the permission for a callback is read out end to end, with your answer kept in the words you used. Answer no and the request still gets written down, flagged so that no lender can be handed it. Outbound marketing is not a thing we do by phone: this number receives and never dials.
The spoken permission asks for less than the tick does. A call or a text, at the number you rang in on. No email, because nobody reads an email address down a phone. No automatic dialing system either, and no artificial, prerecorded or AI voice — those sit in the form sentence and not in this one. Whoever calls you back picks up a phone and dials it.
No rate quote. No loan called approved. No pretending to be a person. No Social Security number taken. Catch it doing one of those and tell us, and the recording gets pulled.