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Buying a mill-era house in Clifton Heights

Clifton Heights is 0.63 square miles of mill housing on Darby Creek, built around a carpet-yarn works and filled in again after the war. The county's $10,000 is forgivable here, and the median sale sits under its price cap.

South Springfield Road in Clifton Heights, where the Sharon Hill line splits off. Trolley tracks in the street and houses on both sides of them.
Clifton Heights. South Springfield Road in Clifton Heights, where the Sharon Hill line splits off. Trolley tracks in the street and houses on both sides of them.Photograph by Mr. Matté, via Wikimedia Commons (CC BY-SA 4.0)

In numbers: Borough tax 2026 11.234 mills, plus a $52 local services taxResale inspection $100 per unit, two inspections included, $50 each afterSold median, ZIP 19018 $259,999, July 2026, 37 sales (Movoto)County assistance $10,000 forgiven after 5 years (Revitalization community)

Mill houses, then postwar houses

Clifton Heights was incorporated in 1885 and grew around the J. and T. Kent carpet-yarn mills, which date to 1839, on Darby Creek about five miles out from Philadelphia. Then the Clifton Precision plant arrived in the early 1950s, the population peaked at 10,268 in 1960, and the plant closed in the late 1990s. What’s left is 6,863 people on 0.63 square miles, mostly rows and twins from those two build-outs, with detached houses scattered through.

That means old wiring, old paint and old roofs, and a lender who is used to all three. Every house here predates 1978, so an FHA appraiser will call the paint and want two years of life left in the roof; the rest of the list is the same one every old Delco borough gets. Name the fix, decide who pays it, keep moving. Where the list runs long, the 203(k) puts the repairs in the loan.

The borough looks at it before you get the keys

The borough runs a resale inspection on every house that changes hands, at $100 per unit with two visits included. That is the appointment that decides your settlement date, and it is booked with the borough, not with anybody at the bank.

Get it on the calendar the week your inspection contingency starts. If the inspector writes something up, you want the repair conversation and the FHA appraiser’s list running together instead of one after the other. Two rounds of scheduling cost a week each, and nobody budgets for that. How the U&O works across the county covers the rest.

What it sells for

Thirty-seven closings in ZIP 19018 in July 2026, the middle one at $259,999, typically 24 days from listing to contract. That ZIP covers Aldan and slices of Secane along with the borough, so treat it as a neighborhood-scale figure and price the actual block.

The bill

Borough millage for 2026 is 11.234, plus a $52 local services tax. The county adds 4.609. Upper Darby School District was 26.5230 mills for 2025-26, and that’s the number to re-check with the district each summer. The county’s combined 2026 table, using the 2025-26 school rate, puts the borough at 42.366 mills, about $4,237 a year per $100,000 of assessment. A tax-data firm put the borough’s median bill at $5,091 in April 2026.

Transfer tax is the standard 2%, so $5,200 on a $260,000 house with $2,600 as the customary buyer’s half.

The money that makes the difference here

Delaware County lists Clifton Heights as a Revitalization community, so the county’s Homeownership First assistance, up to $10,000 toward down payment and closing costs at 0%, is forgiven after five years of living in the house.

The gates come off the county’s 2026 program summary (delcopa.gov), effective June 1, 2026:

  • Sale price cap of $290,000.
  • No home owned in the past three years.
  • At least $1,000 of your own money in.
  • Liquid assets of $15,000 or less.
  • Eight hours of group counseling, plus one individual session.

The county rewrites that sheet each program year, so check the live one. On a $260,000 row, $10,000 covers most of a 3.5% FHA down payment.

Trains, trolleys and a low bridge

Clifton-Aldan station at 1 Springfield Rd is a Zone 2 stop on the Media/Wawa Line, in an 1880 stone building that looks like a farmhouse and mostly is one, with 110 free spaces and 32 permit spaces. The D2 trolley stops there too, on a separate fare, running under a bridge with 13 feet 4 inches of clearance and a pedestrian tunnel alongside. Box trucks find that bridge about once a season.

The borough’s own calendar is short and local. A community cleanup on May 16, 2026. Fireworks at 9:30 on July 4, 2026, shot from Clifton Field and watched from porches borough-wide, because the field itself was fenced for construction. An outdoor movie night at Memorial Wall Pocket Park on August 21, 2026.

Baltimore Avenue in Clifton Heights, looking south-west from Springfield Road. Storefronts at the pavement, rows going up the hill behind them.
Clifton Heights. Baltimore Avenue in Clifton Heights, looking south-west from Springfield Road. Storefronts at the pavement, rows going up the hill behind them.Photograph by Famartin, via Wikimedia Commons (CC BY-SA 4.0)

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Answers, before you call

What does Clifton Heights inspect before a sale?

The borough requires a use-and-occupancy certificate before settlement. The application fee is $100 per unit and covers two inspections, with $50 for each one after that. Un-permitted decks, finished basements without egress, fences and sheds all get flagged, and the borough works from the 2018 International Property Maintenance Code.

Can I buy as-is here?

The borough issues a use-only certificate for as-is sales, which puts the repair work on the buyer after settlement. Get the inspection report before you sign anything, because the list is what your lender will react to, and a finished basement without egress is not a small line item.

Does Delaware County's $10,000 apply in Clifton Heights?

Yes, and it's forgivable. Clifton Heights is one of the county's 27 Revitalization communities, so Homeownership First's loan is written off after five years of owner-occupancy. The sale price has to be $290,000 or under, which the borough's typical sale clears. See our guide to the program.

What is the school district here?

Upper Darby School District, which was at 26.5230 mills for 2025-26. Ask the district for the current year's rate before you settle on an escrow number, because school millage is the biggest line on a Delco tax bill and it moves every summer.

One call, that's it

Say the street and the price. A licensed Pennsylvania lender calls you back, usually the same business day, and the borough inspection and the forgivable $10,000 both get sorted on that call. Nothing on it touches your credit.

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