https://mortgagedelco.com/ Old-house guides for Delaware County, Pennsylvania: what an FHA appraiser writes up on a 1920s twin, the U&O and the sewer lateral before settlement, the 2021 reassessment, and the transfer tax municipality by municipality. en-us Tue, 25 Aug 2026 12:00:00 GMT https://mortgagedelco.com/old-houses/fha-appraisal-old-twins-delco/ https://mortgagedelco.com/old-houses/fha-appraisal-old-twins-delco/ The items HUD's handbook actually makes an appraiser write up on an old twin or row, who usually fixes each one before closing, and when a 203(k) is the answer instead. Tue, 25 Aug 2026 12:00:00 GMT https://mortgagedelco.com/old-houses/homeownership-first-delaware-county/ https://mortgagedelco.com/old-houses/homeownership-first-delaware-county/ The $10,000, the income and asset limits, the counseling hours, the 27 towns where the loan is forgiven, and the three municipalities that run their own programs instead. Tue, 25 Aug 2026 12:00:00 GMT https://mortgagedelco.com/old-houses/delaware-county-transfer-tax/ https://mortgagedelco.com/old-houses/delaware-county-transfer-tax/ The 2% standard, the four municipalities that charge 2.5% or 3%, the customary 50/50 split, the family exemptions, and what the difference costs on two real Delco medians. Tue, 25 Aug 2026 12:00:00 GMT https://mortgagedelco.com/old-houses/delco-2021-reassessment-explained/ https://mortgagedelco.com/old-houses/delco-2021-reassessment-explained/ What the 2021 reassessment did to values and rates, why three separate bills stack, what the homestead exclusion covers, and how the appeal actually works. Tue, 25 Aug 2026 12:00:00 GMT https://mortgagedelco.com/old-houses/knob-and-tube-old-wiring-delco/ https://mortgagedelco.com/old-houses/knob-and-tube-old-wiring-delco/ What knob-and-tube is, what the appraiser and the insurer each do about it, why the binder is the real gate, and how a 203(k) Limited can carry a rewire up to $75,000. Tue, 25 Aug 2026 12:00:00 GMT https://mortgagedelco.com/old-houses/sewer-lateral-uo-inspections-delco/ https://mortgagedelco.com/old-houses/sewer-lateral-uo-inspections-delco/ The point-of-sale rules town by town, what each one costs, how much notice it needs, who orders it, and what Act 133 says happens when a house fails a week before settlement. Tue, 25 Aug 2026 12:00:00 GMT